Reverse calculate the exact monthly SIP required from today to hit your future wealth goals — whether buying a home, funding child education, or accumulating your target ₹1 Crore+ portfolio.
🎯 Target Milestone Parameters
🎯 Milestone Progress Trajectory
Year-by-Year| Year | Monthly SIP | Annual Deposit | Total Invested | Portfolio Value | % Goal Reached |
|---|
🎓 Child Education & Higher Studies
Higher education inflation in India runs at 10% to 12% annually. For goals 10+ years away, start in diversified equity funds. As you enter the final 2 to 3 years before admission, systematically shift your corpus into short-duration debt or arbitrage funds to prevent market volatility at the goal finish line.
🏡 House Down Payment Planning
If your property down payment milestone is under 5 years, do not take extreme small-cap or sectoral risks. Stick to Multi-Asset Allocation or Conservative Hybrid Funds where capital preservation takes precedence over aggressive compounding.
🎯 Why Reverse SIP Planning Works
Traditional investing creates anxiety because you wonder “Will this be enough?”. Reverse goal-based SIP removes the guesswork by calculating the exact monthly commitment required today, turning abstract dreams into a predictable, automated monthly habit.